Voluntary/Employee Paid Products

InTen Benefits Voluntary programs are increasingly in demand in the workplace because they allow employees to choose exactly the coverage they need, and own it individually.  No contributions are required from the employer, but the voluntary plans expand the company benefit plan and promote what many economists view as a healthy employer/employee sharing of benefit costs.  With voluntary benefits, you will be able to design a plan that’s tailored to your employee’s needs and that‘s flexible enough to adapt as those needs change.

Our voluntary life and disability plans take advantage of the collective buying power of your employee group.  Prices are very competitive and your employees pay their premiums through convenient payroll deduction with no direct cost to you or the business.  

The life plans help your employees protect their families against the financial challenges that death or serious injury can bring about.   The disability plans will provide a source of income should a disability ever prevent an employee from working.

If you would like to talk with us about adding these benefits to your employee benefit package or upgrading your current benefits package, please call us at 1-800-443-3115 or email us at inten@bellsouth.net.

We offer the following products on a voluntary – employee paid basis:


The carriers we work with are AFLAC, MetLife, Reliance Standard Life, ING/ReliaStar, UNUM, Allstate, EMC National Life.  All of these carriers have been in voluntary and group benefits for many years and we have worked with them for up to 20 years.