Voluntary/Employee Paid Products: Accident Coverage

Accidents happen!  Below are some statistics regarding accidents:

  • Unintentional injuries are the 5th leading cause of death overall and 1st among persons in the age group from 1 to 44
  • On the average, thre are 13 unintentional-injury deaths and about 2.650 disabling injuries every hour during the year
  • A disabling injury occurs in the home about every four seconds
  • In 2007 about 35% of all hospital emergency department visits in the U.S. were injury-related


With an Accident policy, some of your benefits would be:

  • Emergency room treatment
  • Follow-up treatments
  • Hospitalization benefits
  • Intensive care benefits
  • Physical therapy benefits
  • Rehabilitation unit benefits
  • Appliances benefits
  • Prosthesis benefits
  • Ambulance benefits


These benefits would be paid directly to the employee, and they would be paid in addition to any other coverage you might have.  Also the premium payments would be through the convenience of payroll deduction.

If you are interested in an accident policy proposal, you can reach us through the contact section of this website, call us at 1-800-443-3115 or email us at inten@bellsouth.net.